This dashboard provides a daily benchmark of current interest rates for various loan products, including mortgage rates, auto loan rates, credit card rates, and student loan rates. Use the Loan Dashboard to compare current loan interest rates, understand borrowing costs, and track changes in consumer lending rates. Mortgage, auto, and credit card rates are updated regularly, while federal student loan rates are updated according to the U.S. government schedule. Rates shown are generally intended as benchmarks for borrowers with strong credit histories.
It's a daily benchmark of current interest rates across major loan products — mortgages, auto loans, credit cards, and student loans — so you can compare rates and track changes in consumer lending in one place.
It covers mortgage rates (30 and 15 year, conforming and jumbo), auto loan rates (new and used, across common loan terms), credit card rates, and student loan rates (parent, direct, and grad).
Mortgage, auto, and credit card rates are updated regularly, while federal student loan rates are updated according to the U.S. government's own schedule.
No — the rates shown are generally intended as benchmarks for borrowers with strong credit histories, so your actual offered rate may differ based on your credit profile and lender.
You can use the benchmark rates to gauge whether a loan offer you've received is competitive, and to understand how borrowing costs are trending before you apply.
